PDXCoin: Making payments and banking more accessible than ever.


INTRODUCTION

PDX creates a suite of digital banking products that include instant payments, blockchain-based banking, and #PDX Tokens. The digital bank offers comprehensive crypto financial services to individuals, corporations and institutions globally. #PDX is primarily focused on the [crypto-economy](https://pdxcoin.io/) to offer customers transparent banking systems with systems which provide increased efficiency when spending cryptocurrencies and are designed to be easy for users to use for the first time.

We aim to provide alternative financing options for growing businesses. We want to make wealth generation possible for those who have limited access to assets such as real estate, stocks, or simply access to venture capital. 


PDX platform helps consumers to make peer-to-peer (P2P) #payments for goods and services. There are a number of powers at play with PDX, including encryption security to protect users identity, the ability for any party on the platform to act as an intermediary in case one of the participants does not have sufficient funds, and full multi-platform compatibility from desktop browsers to smart phones.


PURPOSE OF PDXCoin

The #PDX platform will change the way banks, consumers and merchants deal with cryptocurrencies. By interconnecting #payments, exchange and banking capabilities in one simple solution, #PDX will lead to increased user adoption in both the commercial and consumer realms.


We have the key to making sure your business is successful. Our "ecosystem" which consists of a [cryptocurrency](https://pdxcoin.io/) backed by physical oil and gas reserves in a safe location that's built off of our proprietary technology will be the one thing that drives your profits up while keeping your expenses down.


Our ecosystem consist of the following:

A crypto currency exchange business with unique attributes and guaranteed large customer base. Institutional standard, high speed, and zero commission fees. User friendly platform for seamless transaction experience and provides complete protection through advanced security standards for accounts and funds. Easiest method to convert any digital asset to any other digital asset in a decentralized manner with no intermediary. 


A new #banking network will provide customers with financial services both physically in branches as well as globally through a virtual service. The difference being both conventional and cryptocurrency banking services that are highly flexible for the end consumer. This virtual bank will help reduce costs of standard international transactions such as transfer fees and currency fluctuation rates.


A merchant payment processing business based on the block chain, driven by a crypto currency exchange with a proven track record of success and a guaranteed large customer base. Institutional standard, high speed, and zero commission #payments with its own crypto-to-fiat #payments app


WHY PDXCoin 

There are two assets on the market, namely bitcoin and #PDX, which were both intentionally designed to act as stores of value and currency. The main difference between the two is that bitcoin has no assets behind it, while #PDX does! As crypto adoption increases among the public at large, more people will want to hold onto #PDX because of its ease of use as a currency for daily purchases and day-to-day #payments mechanisms.


GROWTH ENVIRONMENT

Mobile and digital #payments experience exponential growth and are forecast to double by 2023. A large reason for this is that the more we shop online, and the more we do our banking from our phones, the less we use cash in financial transactions and that’s good news for new forms of payment companies like PayPal.


Today's global population of 0.5% crypto users is anticipated to grow to 10% by the end of the decade due to ease of use and merchant adoption.


 Cryptocurrency #payments are increasingly at the core of central bank’s policy discussions


 Businesses around the world are beginning to recognize the advantages of a #payments system that is entirely virtual and is integrated with different other countries' networks across the globe. The advantages of this type of #payments network are that transfers happen nearly instantaneously, anywhere you go in the world, at extremely low cost.


Exploring partnership arrangements with POS terminal providers that will help us bring millions of merchants and vendors globally, something that will happen very quickly.


PDX STATUS

PDX development completed, and now exists on the public Ethereum Blockchain.


 Supported by a strong team of consultants as well as bankers, lawyers, IT specialists, energy experts and corporate management


PDX MARKET POSITION

PDX's theoretical gross market capitalization if all 5 billion tokens are actually issued is roughly US$500 billion, based on a token price of $100. If all 5 billion tokens were actually issued it would rank among the top 3 most valuable cryptocurrencies in the world.


Basically, the #PDX tokens are expected to fetch $15 billion in market value if 150 million of these tokens become widely used on the #Metaverse blockchain. This estimation is based on a tentative Offering Price of approximately $100 but could be higher or lower depending on market prices at the time. The products that PDX is banking on include potential strategic acquisitions in the #banking and payments sector and support for green energy, DeFi, and the #Metaverse network itself.


The PDX token price and market value may be higher than that of the initial ICO valuation if the project is able to execute on its development plans optimally, and it may also increase with added economic potential for opportunities in the #metaverse.


PDXPay

PDXPay is the first cryptocurrency-friendly #payment app that will help you spend crypto with ease. The key is you won't even realize that you are spending crypto, just like how you don't notice the USD in your wallet right now when paying with a credit or debit card. If crypto really works as well as it should, then the average person won't even be aware they're using it because of how easy PDXPay makes it to use.


PDXPay is incredibly easy to use. There is no need to carry a card, note, insert, or sign anything at the point of sale; there is no need to enter amounts or hash anything out - one tap on the PDXPay app is all that's required and then your transaction will be complete! Every function of the app is integrated with one another - so consumers don't even need to work hard figuring things out because PDXPay has done it all for them! The best part is they're going to keep everything safe too.


USE OF PDXCOIN

PDX Coin is not your typical cryptocurrency in that it's actually more of a token. In truth, it is like fiat money and holders will be able to spend it within the PDX ecosystem for everything that the platform has to offer. Holders will be able to send #PDX to a public address which can be assigned by sending tokens to another address for example, or as noted earlier via a QR code or long-form key. In turn, any entry submitted will go towards improving the ecosystem of products offered within the platform and this includes adding providers so they can begin offering their own services too.

THE BENEFITS OF #PDXCOIN

1. Designed for both businesses and consumers to use anonymously.

2. It's convertible into major world currencies and cryptocurrencies

3. An advanced and secure technology with ongoing research and development based on the Ethereum ERC20 protocol.

4. Banking, energy and technology team with a proven track record of success.

5. Globally tradable outside of traditional #banking systems

6. Audited and fully transparent

7. Multi-layersecurity features built-in to avoid token theft 


PDX Coin PLATFORM 

The #PDX team is working very hard to bring you the PDXPay platform, a new payment network that will change how people do business worldwide. The first step toward creating this revolutionary platform was connecting the #PDXPay and PNP app directly with merchants globally, but we hope it will be available to millions of other users in the near future who want to trade in any currency they like. By implementing powerful security solutions into our network, we're able to decrease fraud and increase reliable transactions which protects every participant involved in a transaction.

With the new #PDXPay mobile application, managing your cryptocurrency payments has never been easier! This is no ordinary app; it will allow consumers to get the most out of their money from spending cryptocurrencies at brick-and-mortar store and online retailers. With a customer base that is accepting of alternate #payment modes such as this, along with one that realizes that using cryptocurrencies as a form of #payment has several benefits including the fact that cryptocurrencies do not charge fees for sending or receiving this type of value (let alone making conversions from fiat currency) - it's no wonder #PDXPay is getting so many positive reviews


ROADMAP

2019 Q3

Completed and deployed our blockchain technology platform, smart contracts, and protocols in July 2019

2021 Q2

Enhanced, upgraded, and redeployed our smart contract to a more efficient version

2021 Q2

Preparing our public exchange listings and first crowd private and public  pre-sales

2021 Q3

Setting up our basic banking infrastructure; making key new hires across finance, management, and technology. Commencing conventional and social media marketing program, and community building. Final development phase of the PDXPay global crypto-to-fiat #payments app.

2022 Q1

Global marketing and PR campaign commencing for the PDX global public and institutional token sale

2022 Q4

Development of the new Siberia Blockchain Protocol commences

2022 Q4

Introducing phase 1 test version of the payments app, and beta version of the new exchange platforms


TOKENOMICS

Energy........... 6%

R&D and related investments...11.6%

Banking, payments and capital markets..... 64.4%

Marketing..... 8.2%

Corporate and reserves....9.9%


CONCLUSION

Welcome to the #PDX Coin community. If you have any questions, comments or ideas regarding #PDX, please feel free to get in touch and help contribute to this growing forum. Great things are coming for our community as we're always interested in hearing from like-minded individuals who will add value to our network.

We plan to build a global digital trading platform for securities, which will replace physical delivery of traded products with electronic settlement. With the use of technology, we are hoping to encourage companies to offer digital tokens of IPOs and follow-on sales in place of just selling stock when they do an IPO or follow-on sale. We would be able to help investors, banks, investors’ broker-dealers, regulators and security regulatory authorities benefit from this process. Securities that are listed on our platform would include equities, private placements and crypto currency instruments.


PROJECT LINKS

Website: https://pdxcoin.io/

Telegram: https://t.me/PDXToken

Twitter: https://twitter.com/PDX_Coin

Facebook: https://www.facebook.com/pdxcoin/

Reddit: https://www.reddit.com/r/PDXCoin/

Medium: https://medium.com/pdxcoin



AUTHOR 

Bitcointalk Username: Helpcruel 

Bitcointalk Profile Link: https://bitcointalk.org/index.php?action=profile;u=2768343

Proof of Authentication: https://bitcointalk.org/index.php?topic=5382751.msg59217076#msg59217076

Telegram Username: @Helpcruel 

PDX ERC20 Wallet Address on P2PB2B: 0x7491850FC865fcC7e29f6c94dc161A9C315b92a5


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